Road hazard means a condition that may cause damage or wear and tear to a tire or wheel on a public or private roadway, roadside, driveway, or parking lot or garage, including potholes, nails, glass, road debris, and curbs. "Road hazard" does not include fire, theft, vandalism or malicious mischief, or other perils normally covered by automobile physical damage insurance. What IS a Road Hazard: Road hazard damage occurs when a tire fails: 1. Due to a puncture, bruise or break. 2. Incurred during the course of normal driving. 3. On a maintained road. 4. Due to causes and conditions beyond the tire manufacturer’s control. 5. While there is at least 2/32” of tread depth remaining on the tire. Common road hazard #1 – Soft edges. When it comes to avoiding potential car accidents, it is imperative that drivers are aware of the road conditions and drive accordingly. This is particularly so when it comes to variable road surfaces from cities, the arid outback and everything in between. Basically, road hazards are anything in the road that is unexpected and causes an increased risk to the driver. Understanding Fault In A Road Hazard Accident If an accident is caused by a road hazard, fault is challenging to determine. Some road hazards like animals or streets that have flooded during hurricanes are not anyone’s fault. Those are considered “acts of God” by insurance companies. hazard. Usually, evaluating road safety risks requires that assessors also apply their qualified estimate or informed best guess in a combination of qualitative and quantitative methods. Sections below demonstrate two such hybrid methods. Simple Risk Matrix is a 3 x 3 matrix that uses qualitative descriptions and comparative ranges of values to rank risks as high, medium or low. Quantified Below are just some of the different types of road hazards that you can expect to see when driving on country lanes: Narrow country lanes, possible only wide enough for one vehicle. Sharp bends. Blind junctions covered by overgrown trees and shrubs. Unmarked junctions. Horses. Cyclists. slippery road surface after rain. As drivers gain experience they develop skills in scanning the road ahead and around them, and they become better at recognising that a potentially dangerous situation is developing. This early detection gives them more time to make a decision about the hazard and respond to it appropriately.
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